Our technology has been developed to bridge the gap between the underserved and ensure a seamless formal lending process, with a special focus on improving the efficacy of credit delivery, and reducing delivery and collection costs.Our integrated technological platform constitutes:
- Loan origination system (LOS), Loan management system (LMS) and accounting systems are integrated in a single platform for operational convenience.
- Paperless branches, where our mobile payment platform enables on-field payment collections and smooth reconciliations.
- Geo - tagging of borrower’s residence and repayment collection meeting location for easy identification and tracking.
- In-house developed customer credit score engine to identify clients' repayment capability and eligibility limits.
- System generated repayment schedule & collection process
- System generated receipts to maintain transparency.
- Real time tracking of field collection and movement of field officer through GPS.
- System generated SMS intimation to borrowers on each transaction.
- Exclusive back office for each Funding partner for handling pre and post loan disbursement processes